Absolute clarity in real-time.
Kibo consolidates your bank accounts, credit cards, and investments into a single terminal. Everything recalculates automatically every time you send a message to your assistant on WhatsApp.
AAPL USD
Apple Inc.
Current Value
$4,250.00
F.X. $1.00/USDCapital Gain
+$450.00
+11.8%Know your liquidity runway.
Kibo analyzes your monthly spending pace and tells you exactly how many days your cash will last. Eliminate the stress of reaching payday in the red.
Liquidity Projection
At your current spending pace, your available liquidity covers approx. 45 days.
The end of social friction.
Kibo keeps a local ledger with each of your friends. Send the receipt to the chat, split the bill automatically, and check the portal to see who owes you what without mixing it with your bank money.
Carlos owes you
$1,250.00
Birthday Dinner
Total: $2,500.00
+$1,250.00
Debt Settlement
2 weeks ago
-$500.00
The future without surprises.
The portal projects your fixed expenses and interest-free installments automatically on a clean timeline. Shield your cash flow so the next credit card statement doesn't catch you off guard.
Netflix Premium
Next payment: Tomorrow
-$19.99
MacBook Pro
Installment 3 of 12
-$2,500.00
One click away from your accountant.
Generate flawless monthly reports in PDF format instantly. Get a clean, corporate income statement ready for your accountant to file taxes without you having to gather receipts.
Income Statement
Your device is the only key.
Zero passwords. Access your financial vault using only your phone's FaceID or fingerprint. Your privacy is absolute: Kibo never stores your biometric data; everything is validated encrypted directly on your own device.
Your biometric data never leaves your phone. We do not see, store or process your face or fingerprint.
Face ID
Authenticating Kibo vault...