Don't take notes, don't calculate, drop the spreadsheets. Send an audio or a picture. We audit, split bills, and track your wealth.
Leave it to Kibo.
Bank-grade privacy. Cancel anytime.
World-class technological infrastructure powered by
Traditional apps force you to do the manual work of sorting and calculating. Kibo outsources it. No confusing guilt-tripping charts, just clear and assertive answers.
Send a voice note or a picture of your receipt. Kibo transcribes, categorizes, and updates your balance in real-time. Zero friction.
Split bills instantly. Just tell Kibo the total amount and who to share it with; it does the exact math and gives you a link ready to forward on WhatsApp. Zero friction, zero calculations.
Stocks, Crypto, Credit Cards. Kibo consolidates your scattered net worth. Update your investments with a simple text message.
Ask for your monthly report. Kibo will send a clean, corporate PDF directly to your chat, ready for your accountant.
Forget late payment penalties. Tell Kibo when your credit cards or bills are due and receive proactive reminders directly on WhatsApp. By avoiding just one late fee, Kibo pays for itself for several months. You relax, we remember for you.
Scheduled Reminder
Today is the due date for your Credit Card for $450.00.
Usual account: Debit •••• 1234.
Shall I log this transaction in your vault?
We operate under military-grade encryption standards (AES-256). To use Kibo, we only register your nickname and WhatsApp number. We will never ask for bank account or credit card numbers; all your transactions are logged using names and references you choose. We do not store compromising information, and what exists is strictly safeguarded in our vault.
Try it free for 14 days. No hidden fees. Absolute privacy.
Perfect for the single professional.
Billed monthly
Ideal for couples or roommates. Share the subscription, not your finances.
Billed monthly
We want you to experience Kibo's magic in your real life. Our 14-day trial is designed to cover two weekends (dinners, outings, split bills) and one payday. If Kibo doesn't save you time and anxiety, cancel with one click.