Living with your partner or roommates has many advantages, but there's one issue that always threatens the peace of the household: money.
"I paid for the electricity and internet this month, but you paid for the groceries last week, and I think I paid for Friday's dinner..."
Keeping track of shared expenses is usually a headache. Traditional options are exhausting: you either open a shared spreadsheet that no one updates, or download third-party apps with complicated menus that end up accumulating confusing debts. In the end, the friction of logging expenses causes someone to end up overpaying or leads to unnecessary arguments.
The "who owes whom" problem
The biggest challenge of shared finances is not paying, it's logging. For a shared expense dynamic to work, logging must be so easy that no one feels too lazy to do it right away.
If you both have to open a special app every time you buy toilet paper or order takeout, the system will fail.
KiboSplit: Your shared accounts, integrated into WhatsApp
Imagine having the functionality of the best bill-splitting apps, but without leaving WhatsApp. That's how KiboSplit works.
Designed for couples and roommates, KiboSplit creates a shared financial ecosystem. When both users have Kibo, keeping track of accounts becomes as natural as sending a text message.
How does it work in real life?
- Real-time voice logging: You are at the supermarket and pay 150. You just open your WhatsApp and send an audio to Kibo: "I paid 150 for groceries, split it with Ana".
- Instantly updated balances: Kibo logs your expense and updates the shared balance instantly. There's no more guessing who owes what.
- Total transparency: At any time, Ana or you can ask Kibo: "How are we doing with the shared accounts?", and the assistant will immediately reply with the exact balance, stating who owes whom to be even.
Protect your relationships (and your wallet)
Money shouldn't be a source of stress among the people you care about most. By outsourcing the logging and math to an artificial intelligence assistant, you eliminate tension, complaints, and forgetfulness.
To make it even easier, we created Kibo Duo, a plan designed exactly for this dynamic: you share the subscription, but keep your personal vaults private, transparently linking only what you decide to share.
Make living together relaxing again. Start your 14-day free trial with the Kibo Duo plan and discover how easy it is to have clear accounts just a message away.
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